From: Subject: International health insurance Date: Thu, 17 Apr 2008 21:59:48 -0500 MIME-Version: 1.0 Content-Type: text/html; charset="Windows-1252" Content-Transfer-Encoding: quoted-printable Content-Location: http://www.bcionline.net:2095/horde/imp/view.php?popup_view=1&index=3&mailbox=INBOX.BCI+WEBSITE&actionID=view_attach&id=2.2&mimecache=cde1e9d2e85db5e1ca0a98039ffd3ecc X-MimeOLE: Produced By Microsoft MimeOLE V6.00.2900.3198 International health insurance

International Insurance Plans

International travel can be an exciting adventure, = but it can=20 also bring many unpredictable situations if you should need medical care = while=20 you're abroad. We provide U.S. citizens and non-U.S. citizens with = International=20 insurance resources to ease the stress of an unfamiliar culture or = medical=20 system. Whether you need individual coverage for a vacation, or group = coverage=20 for employees in locations around the world, our site has a product to = meet your=20 needs. By utilizing our SelectaPlan=AE, we can quickly direct you = to the=20 plan(s) that will best meet your needs, those of your family, or = organization.=20 Below are product descriptions of the International plans we offer. You = have the=20 option of purchasing online or downloading an application and submitting = the=20 completed application via fax or mail.

Patriot Travel Medical=20 Insurance=AE

Individual & family (5 days up to 2 years=20 coverage)

There are two Patriot Travel Medical Insurance = products=20 available to meet your needs, providing up to US$2,000,000 of medical = coverage.=20 Coverage can be obtained from a minimum of 5 days up to a maximum of 2 = years.=20 Patriot products address the travel medical insurance needs of U.S. = citizens and=20 foreign nationals who need temporary medical insurance while traveling = for=20 business or pleasure anywhere outside their home country. Coverage = includes=20 medical evacuation, repatriation, and your choice of deductibles and = policy=20 limits.

Buy Travel Medical Insurance | Download a=20 brochure & application

Patriot Extreme=AE = Travel=20 Medical Insurance

Extreme athletics and adventure insurance

Patriot Extreme is designed for the adventurous = International=20 traveler. Patriot Extreme provides benefits for those traveling abroad = who also=20 intend to participate in a select group of athletic activities or = extreme=20 sports.

Buy Extreme Insurance | Download=20 a brochure & application

Patriot = Executive=AE Travel=20 Medical Insurance

Business traveler (annual coverage)

If you are an executive that travels frequently = outside your=20 country of citizenship throughout the year, don't risk finding yourself = ill or=20 injured in a foreign country. Make sure you have a plan that provides=20 appropriate medical coverage. Patriot Executive provides up to = US$1,000,000 of=20 medical coverage for these individuals and their families.

Buy Executive Insurance | Download a=20 brochure & application

Patriot Exchange=20 ProgramSM

Cultural Exchange Student insurance plans

Designed for students studying abroad or participants = of=20 cultural exchange programs. Two plan options are available. Basic short = term=20 travel plan is an economical plan while the Standard short-term travel = plan is=20 designed to meet the U.S. visa travel insurance requirements. Plans are=20 available in monthly increments and if a minimum of 3 months is = purchased,=20 coverage may be renewed (without break in coverage) for a total of 24=20 months.

Buy Student Insurance | Download=20 a brochure & application

Patriot = T.R.I.P.SM

Travel Protection for trips up to 30 days

To help protect you from losing money you've spent on = travel,=20 there is Patriot T.R.I.P. Patriot T.R.I.P. helps protect travelers who = are=20 unable to travel or are interrupted during their covered trip due to=20 circumstances such as a sudden and unexpected illness or injury, death = in the=20 family, jury duty, job layoff, terrorism or the bankruptcy of the tour = operator,=20 cruise line or airline. Benefits also include coverage in the event of = travel=20 and baggage delay, lost baggage, emergency medical expenses, emergency = medical=20 evacuation and more.

Buy Patriot Travel Insurance | Download=20 a brochure & application

Patriot T.R.I.P. = EliteSM

First Class Travel Protection

To provide superior protection for a picture perfect = vacation,=20 there is Patriot T.R.I.P. Elite, a premier travel insurance program. You = expect=20 top-notch service if the unexpected should happen. Patriot T.R.I.P. = Elite offers=20 a high level of benefits to travelers who need more coverage than = provided by=20 the Patriot T.R.I.P. program. The Patriot T.R.I.P. Elite program = increases the=20 benefit amount for emergency medical, emergency medical evacuation, = travel=20 delay, baggage, trip interruption and adds a new benefit for violent = attacks.=20 Make sure you have the premier protection you need with Patriot T.R.I.P. = Elite.

Buy Elite Travel Insurance | Download=20 a brochure & application

Patriot StudentSM=20 T.R.I.P.

Student Travel Insurance Program

Patriot Student T.R.I.P. is a "budget conscious" = travel=20 insurance program designed to provide important benefits to students for = many of=20 those unforeseen circumstances that may force the cancellation or = interruption=20 of a covered trip. This program also includes coverage for trip = cancellation or=20 interruption travel and baggage delay, lost or stolen baggage, emergency = medical=20 expenses and emergency medical evacuation.

Buy Student Travel Insurance | Download=20 a brochure & application

Global Medical=20 Insurance=AE

Individual & family (1 year or longer)

Global Medical Insurance is a long-term, annually = renewable,=20 U.S.-style major medical insurance plan. There are three plan options = available:=20 Silver, Gold and Platinum. The Silver and Gold plans provide = US$5,000,000 of=20 lifetime coverage, while the Platinum plan provides US$8,000,000 of = lifetime=20 coverage. Global Medical Insurance offers two areas of coverage to = non-U.S.=20 citizens and to U.S. expatriates who want a quality medical insurance = plan that=20 will respond to their medical needs anywhere in the world. The two areas = of=20 coverage are for people needing coverage worldwide or worldwide = excluding=20 U.S./Canada.

Buy Global Insurance | Download a=20 brochure | Download=20 an application

GEOSM Group

Employer sponsored group insurance

The Global Employer's Option (GEO) Group is one of = the most=20 comprehensive group hospital, surgical, medical and life insurance = programs in=20 the world. This program is designed for employers with employees who are = either=20 U.S. or Canadian citizens who reside abroad and may return to the US or = Canada=20 temporarily (for less than 12 months), or are overseas local and third = country=20 national employees. GEO Group allows employers to carve out their = International=20 employees to provide them with U.S.-style benefits and worldwide = coverage. This=20 program includes medical, dental, life and indemnity benefits for these=20 employees and their families.

Request a=20 Proposal for Employers Insurance

Patriot Group Travel Medical=20 Insurance=AE

5 or more individuals (5 days up to 2 years)

Patriot Group Travel Medical Insurance is designed = for=20 organizations who have a group of 5 or more members that will be = traveling=20 together, and are traveling to a destination that is not the home = country of any=20 of the traveling members. Patriot Group Travel Medical Insurance = provides the=20 same benefits as the individual Patriot Travel Medical Insurance but = with a 10%=20 discount for applying as a group.

Buy Group Travel Insurance | Download a=20 brochure & application

Sky RescueSM

Emergency Medical Evacuation

Sky Rescue provides emergency medical evacuation and = scheduled=20 coverage for individuals under the age of 65 traveling outside their = home=20 country for a minimum of three months. The plan may be purchased for = three=20 months, six months or 12 months and can be rewritten for succeeding or=20 subsequent periods. New Deductible, Eligibility, Conditions of Coverage = and=20 Pre-Existing Condition Exclusions will apply and a new application must = also be=20 completed.

Buy Medical Evacuation Insurance | Download=20 a brochure & application

Student Health=20 AdvantageSM

Long-term, worldwide medical insurance for groups = of 2 or=20 more international students

Student Health Advantage is designed to meet the = needs of=20 student visa requirements for group members and their dependents. This = plan=20 includes benefits for maternity, mental health and organized sports. = After a=20 period of 12 months, pre-existing conditions will be covered as = well.

Buy Student Health Advantage | Download=20 a brochure & application


Patriot Group Exchange=20 ProgramSM

Group cultural exchange student insurance = plans

Designed for a group of students studying abroad or=20 participants of a group cultural exchange program. Three plan options = are=20 available. Basic short term travel plan is an economical plan. Standard=20 short-term travel plan is designed to meet the U.S. visa travel = insurance=20 requirements. Long-term annual plan has the flexibility to be tailored = to meet=20 specific needs of each program and can be renewed annually. Plans are = available=20 in monthly increments and if a minimum of 3 months is purchased, = coverage may be=20 renewed (without break in coverage) for a total of 24 months.

Buy Student Group Insurance | Download=20 a brochure & application

The information above is only a consolidated = description=20 of the current international insurance products and trip cancellation = plans=20 available through this website. Please refer to the Certificate Wording = for the=20 specific terms and conditions of each plan concerning eligible benefits, = limitations, eligibility and exclusions. Certificate Wording is = available upon=20 request. Patriot Travel Medical Insurance, Patriot Group Travel Medical=20 Insurance, Patriot Extreme, Patriot Executive, Sky Rescue, Global = Medical=20 Insurance, GEO Group, Patriot Exchange Program, Patriot Group Exchange = Program=20 and Student Health Advantage are administered by International Medical = Group,=20 Inc. and underwritten by Sirius International Insurance Corporation. = Patriot=20 T.R.I.P. and Patriot Student T.R.I.P. and Patriot T.R.I.P. Elite are=20 private-label names for trip cancellation insurance and other travel = related=20 benefits and services made available by membership in the National Small = Business Travel & Health Association. The program manager is=20 iTravelInsured=AE, a wholly owned subsidiary of IMG. Patriot T.R.I.P. = and Patriot=20 Student T.R.I.P plans are administered by iTravelInsured and = underwritten and=20 offered where available by Delos Insurance. Patriot T.R.I.P. Elite is=20 administered by iTravelinsured and underwritten and offered where = available by=20 Delos Insurance Company or Sirius International Insurance Corporation. = IMG,=20 International Medical Group, the IMG block design logo, Patriot T.R.I.P, = Patriot=20 T.R.I.P Elite, Patriot Student T.R.I.P., Patriot Travel Medical = Insurance,=20 Patriot Extreme, Global Medical Insurance, Patriot Executive, GEO Group, = Patriot=20 Exchange Program, Patriot Group Exchange Program, Sky Rescue, Patriot = Group=20 Travel Medical Insurance and Student Health Advantage are the = trademarks,=20 service marks and/or registered marks of International Medical Group, = Inc. =A9=20 Copyright 2007 International Medical Group, Inc. All Rights Reserved.=20